Browse trucks →Equipment financing
Finance a commercial truck in five short steps.
Fill out one application. Tru's financing partners quote you back within one business day. If you're buying a truck from a Tru dealer, we auto-fill the equipment section so you only type what we don't already know.
No obligation to accept the offer. Soft inquiry only until you move forward with a lender. Co-signers get their own secure link if you own less than 100% of the company.
Frequently asked
How long does the application take?
Most applicants finish in five to seven minutes. The equipment step is pre-filled when you start from a listing, so you only type your company and personal info.
Does applying hurt my credit?
No. We only run a soft inquiry while quoting rates. A hard pull happens later, and only if you move forward with a specific lender offer.
What if I own less than 100% of the business?
Enter your ownership percentage and we'll ask for your additional owners' emails. Each one gets their own secure link to fill out and e-sign their portion. Your application submits once everyone has signed.
What rates and terms are available?
Rates depend on your credit, time in business, and the truck. Typical terms run 36 to 72 months on commercial trucks. Our lending partners quote the specific offer after reviewing your application.
Is my information secure?
Yes. SSN and other sensitive fields are transmitted over HTTPS and only shared with Tru's finance team and the lender you choose. We never sell your information.